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Cheques do not expire after 6 months

Cheques do not expire after 6 months

Cheques do not necessary expire after 6 months, the ‘life’ of a cheque is at the discretion of the Bank, it could be up to 6 years. There is sometimes notification of an expiry period on the cheque and normally this is no longer than a year. But if this is not detailed then a cheque could be cashed at any point within 6 years of its date. It maybe common banking practice to reject cheques over 6 months old but don’t assume cheques in excess of 6 months old are rejected on presentation, the only certain way to cancel a cheque is to request that your Bank place a ‘stop’ on it.

About The Author

Mark Hodgson

Mark Hodgson is the Managing Director of Tremark Associates, one of the UK’s leading providers of investigative services. Mark has 30 years experience in private Investigations and the commercial debt recovery industries. He is Vice President of the Association of British Investigators, a member of the World Association of Detectives, The Institute of Credit Management and an associate member of R3 -The Association of Business Recovery Profession.