June 2026 Insolvency Statistics: Company Failures Steady, Personal Insolvencies Climb

June 2026 Insolvency Statistics: Company Failures Steady, Personal Insolvencies Climb

The Insolvency Service published its June 2026 insolvency statistics on 17 July 2026, and the figures tell two different stories. Company failures held steady and stayed below last year, while personal insolvencies rose again. For insolvency practitioners and the solicitors who instruct them, the monthly insolvency statistics are more than a headline number. They shape caseload expectations and the kind of recovery work that follows.

What the June 2026 Insolvency Statistics Show for Companies

In June 2026, 1,845 companies entered a formal insolvency process in England and Wales. That was almost unchanged from the 1,849 recorded in May 2026, but 10 per cent lower than the 2,048 seen in June 2025. Creditors’ voluntary liquidations (CVLs) again made up the bulk of cases at 1,364, roughly 74 per cent of the total. There were also 276 compulsory liquidations, 191 administrations and 14 company voluntary arrangements, with no receivership appointments.

Administrations stood out. They rose by around 45 per cent on May and by 80 per cent on June 2025, although a cluster of connected companies entering administration together accounts for much of that jump. Over the longer view, one in 198 companies (a rate of 50.5 per 10,000) entered insolvency in the 12 months to 30 June 2026, down from 52.4 per 10,000 in the year to June 2025. The direction of travel is gently downward, but volumes stay high by the standards of the past decade. Larger, more complex administrations tend to generate the most investigation and recovery work, so the mix of cases matters as much as the total.

Insolvency Statistics for Individuals Point the Other Way

Personal insolvency moved in the opposite direction. A total of 11,871 individuals entered insolvency in June 2026, 5 per cent higher than May and 16 per cent up on June 2025. The mix matters. Individual voluntary arrangements (IVAs) reached 7,318, up 13 per cent on the month and the highest monthly figure since November 2022, setting aside a December 2025 spike caused by a backlog being cleared. Debt relief orders (DROs) came in at 3,879, 7 per cent lower than May, while bankruptcies were 674, similar to May but 9 per cent higher than a year earlier. The steady climb in IVAs in particular reflects households managing debt over time rather than facing immediate court action.

Read together, the figures suggest steadier corporate distress alongside growing pressure on individuals. For anyone tracing directors, guarantors or connected parties, that combination is worth watching.

 

Why These Insolvency Statistics Matter for Asset Recovery

Behind every liquidation or bankruptcy sits a question that practitioners have to answer quickly: is there anything worth recovering, and where is it? A rise in CVLs and IVAs means more estates where directors or debtors may hold property, vehicles, business interests or funds that are not obvious from the paperwork. Early, accurate asset tracing helps an office holder decide whether a claim is worth pursuing before costs mount.

The same figures point to more antecedent transaction reviews. Where money left a company before it failed, a proper asset search can establish what happened to it and whether recovery is realistic. For insolvency practitioners and the creditors they act for, the trend in personal insolvency statistics is a reminder that a debtor’s circumstances can change fast, so tracing information should be current rather than months old.

Getting the groundwork right also protects the wider process. Locating a respondent accurately supports valid service of documents and reduces the risk of wasted applications later on.

If you are acting on a corporate or personal insolvency and need to establish what a debtor or director actually holds, our asset tracing team can help you decide where recovery effort is best spent. Fill in the form below to get in touch with the Tremark team.

Frequently Asked Questions

How often are UK insolvency statistics published?

The Insolvency Service publishes company and individual insolvency statistics for England and Wales every month, usually in the middle of the following month. The June 2026 figures were released on 17 July 2026.

What is a creditors’ voluntary liquidation?

A CVL is an insolvent liquidation started by a company’s own directors and shareholders rather than by a court. It was the most common company insolvency type in June 2026, at about 74 per cent of cases.

Can assets still be recovered after a company is liquidated?

Often yes. An office holder can investigate transactions made before insolvency and trace assets held by directors or third parties. A targeted asset search shows whether recovery is realistic before further costs are incurred.